Wan tthe good news? We are not brokers; we are mortgage bankers. this means we underwrite and fund your loan all in house. No middelman who makes us pass on higher rates.
Speed and precision systems get your refinance done quickly with a lower rate than the big box lenders.
Wondering if it makes sense to buy or refianance? Try our break even calcualtor or our rent vs own calculator to see if a mortgage is right for you.
The bigger companies got too loaded with overhead to give the best rates…so I did something crazy…I left the comfort of a bigger company and opened my own mortgage bank!
I owned a mortgage company in the past so I figured, why not again?
But why now, why go through all the hard work to start up again now?
It’s the timing!
AI has let a tech nerd like me build highly automated systems to save money…Why is that important? Because less overhead means lower interest rates for my clients.
Don’t believe me? Look at my rate page!
I built this company because recently, while i was at a large mortgage company, I found that I was no longer able to offer my clients the lowest rates possible and it was killing me! I didn't know whether I should leave and find another bank or go all in, put up a lot of my savings and open my own mortgage banking company.
But if I was going to open my own mortgage banking company, how could i stand out? I didnlt want to be just a broker, that model has too many middlemen so my rates wouldn't be as sharp as i wanted. So I came up with my Micro Mortgage Banker concept - have all the power of the major retail lenders but keep overhead to the lowest level posible.
No venture capital money to pay out returns, no CEOs or middle management layers, no big buildings, no big ad spends, and no ballparks to sponsor...this all adds up to higher rates for you. You don't have to believe me, believe our rate quotes on the rate link!
We're planning on expanding to other states so check our licensing page to see if your state is on the list!
200 E Randolph St Suite 5100
CHICAGO, ILLINOIS 60601
T 312-919-0859
www.billegan.com